Topic
Equity Release & Later-Life Finance
How equity release works, the different plan types, costs, risks, and alternatives.
8 articles in this topic.
All Equity Release & Later-Life Finance articles
- In-depth guideEquity release in the UK: the complete guideA plain-English guide to how equity release works in 2026, the two main plan types, what they cost, and when an alternative may suit you better.Published
- How-toHow to make a complaint about an equity release product or adviserA step-by-step guide to complaining about an equity release product or adviser in the UK: internal complaints, the Financial Ombudsman Service, timescales, and what to expect at each stage.Published
- GuideDownsizing vs equity release: how do they compare financially?Downsizing frees cash without debt; equity release lets you stay put but compounds for life. Here's how the numbers stack up for UK homeowners.Published
- GuideDoes equity release affect your benefits entitlement?Equity release can reduce or end means-tested benefits like Pension Credit. Here's how capital thresholds work and what to do about it.Published
- GuideWhat are current equity release interest rates in 2026?Equity release rates in 2026 typically range from 5.5% to 7.5% fixed for life. Here's what that means in real money over 10, 15 and 20 years.Published
- GuideWhat are the real pros and cons of equity release?Equity release lets you access property wealth without moving, but compound interest can erode your estate significantly. Here's the honest picture.Published
- GuideHow much equity can I release from my home?Most lenders let you release 20–50% of your home's value, depending on your age and health. Here's how the figures work in practice.Published
- GuideLifetime mortgage vs home reversion: which suits you?Lifetime mortgages and home reversion plans both release equity from your home, but they work very differently. Here's what each one actually does.Published